How much is the USAA defensive driving discount? This is a question that many drivers who are looking to save on their insurance premiums are eager to find an answer to. The United Services Automobile Association (USAA) offers a defensive driving discount to eligible members, aiming to promote safe driving habits and reduce the risk of accidents. In this article, we will explore the details of this discount and provide you with the information you need to understand how much you could potentially save.
USAA defensive driving discount: How it works
The USAA defensive driving discount is available to members who complete an approved defensive driving course. This discount is designed to recognize drivers who have taken proactive steps to improve their driving skills and knowledge. By completing a defensive driving course, drivers can expect to receive a percentage reduction on their auto insurance premiums.
How much is the USAA defensive driving discount?
The exact amount of the USAA defensive driving discount can vary depending on several factors, including the driver’s individual policy and the specific course they complete. However, on average, drivers can expect to save between 5% to 15% on their auto insurance premiums after completing a defensive driving course. This means that for a driver with a $100 monthly insurance bill, the discount could range from $5 to $15 per month.
Eligibility for the USAA defensive driving discount
Not all USAA members are eligible for the defensive driving discount. To qualify, drivers must meet certain criteria, such as being at least 19 years old and having a clean driving record. Additionally, drivers must complete an approved defensive driving course that is recognized by USAA. Some courses may be available online, while others may require in-person instruction.
How to take advantage of the USAA defensive driving discount
If you are interested in taking advantage of the USAA defensive driving discount, the first step is to contact your USAA insurance agent. They can provide you with information on approved defensive driving courses and help you enroll in a course that meets the requirements for the discount. Once you have completed the course, simply provide your certificate of completion to your USAA agent, and they will apply the discount to your policy.
Conclusion
Understanding how much the USAA defensive driving discount is can help you make an informed decision about whether to take a defensive driving course. With potential savings of 5% to 15% on your auto insurance premiums, it’s a valuable opportunity for eligible USAA members to improve their driving skills and save money at the same time. Don’t hesitate to contact your USAA agent to learn more about the program and start your journey towards safer and more affordable driving.
